Privacy Statement

FACTS: WHAT DOES HBANK TEXAS DO WITH YOUR PERSONAL INFORMATION?

Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and income
  • account balances and payment history
  • credit history and transaction history

When you are no longer our customer, we continue to share your information as described in this notice.

How?
All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reason financial companies can share their customers' personal information, the reasons HBank Texas chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information Does HBank Texas share? Can you limit this sharing?
For our everyday business purposes—
such as to process your transactions, maintain
your account(s), respond to court orders and legal
investigations, or report to credit bureaus
YES NO
For our marketing purposes—
to offer our products and services to you
NO We don't share
For joint marketing with other financial companies NO We don't share
For our affiliates' everyday business purposes—
information about your transactions and experiences
NO We don't share
For our affiliates' everyday business purposes—
information about your creditworthiness
NO We don't share
For our affiliates to market to you NO We don't share
For non-affiliates to market to you NO We don't share

Questions? Call (817)421-1212 or go to hbtx@hbanktexas.com

WHO WE ARE

Who is providing this notice?
HBank Texas

WHAT WE DO

How does HBank Texas protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does HBank Texas collect my personal information?
We collect your personal information, for example, when you:

  • open an account or apply for a loan
  • apply for a debit card or make a wire transfer
  • make deposits or withdraws from your account

We also collect your personal information from others, such as credit bureaus or other companies.

Why can't I limit all sharing?
Federal law gives you the right to limit only:

  • sharing for affiliates' everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

DEFINITIONS

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • HBank Texas has no affiliates
Non-affiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • HBank Texas does not share with non-affiliates so they can market to you
Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • HBank Texas doesn't jointly market